Designing a Debt-Free Life

Denise J. Boisvert

Purpose Driven Financial Freedom Through Strategic Planning

Explore My Books

Transform Your Financial Future

Designing a Debt Free Life Book Cover

Designing a Debt Free Life

with The Purpose Driven Wealth Plan

Break free from the chains of debt and design the financially abundant life you deserve. Learn the proven strategies to eliminate debt while building wealth with purpose and intention.

Get Your Copy
📚
Coming Soon

Retirement by Design

with The Purpose Driven Tax-Free Lifetime Income Plan

Design your ideal retirement with a strategic plan for tax-free lifetime income. Discover how to maximize your retirement savings and create financial security that lasts.

Launching Soon

About Denise

Denise J. Boisvert is dedicated to empowering individuals and families to achieve true financial freedom through purpose-driven strategies. With a focus on practical, actionable plans, Denise guides readers from debt elimination to tax-efficient retirement planning.

Her unique "Purpose Driven" approach combines financial wisdom with intentional living, helping you design a life of abundance, security, and meaning.

Ready to Transform Your Financial Future?

Schedule a Call Today
Designing a Debt-Free Life

25-Year Wealth Building Strategy

Same $900/month you're ALREADY spending

Redirected to build YOUR wealth • NO additional money out of pocket

Monthly Payment
$900
Same amount, different destination
Year 25 Cash Value
$396,256
Generational wealth built
Credit Cards Paid Off
$24,800
Completely eliminated
Year 25 Death Benefit
$1,087,583
Family protection included

25-Year Growth Projection

Your 4-Phase Strategy

Years 1-4: Build & Eliminate
What changes: $900/month goes to building policy. What stays same: monthly out-of-pocket ($900). Same money. Different destination.
Years 5-10: No More Payments
No more CC payments. Your monthly sacrifice: still $900. Building generational wealth with money you were already spending.
Years 11-20: Momentum Building
Still $900/month. Building YOUR future not theirs. Wealth compounds year after year.
Years 21-25: Legacy Building
Total paid: $270K ($900 × 25 yrs = $270K). What you built: $396,256+. That's generational wealth.

25-Year Milestone Timeline

Year 1
Start
$5,338
Year 4
Debt Free
$11,625
Year 10
Growth
$72,658
Year 15
Building
$153,366
Year 20
Legacy
$258,554
Year 25
Goal
$396,256

Complete 25-Year Breakdown

Year Cash Value Death Benefit Annual Dividends
1 $5,338 $333,476 $71
2 $9,352 $360,679 $357
3 $10,202 $383,508 $726
4 $11,625 $405,338 $1,213
5 $13,273 $426,206 $1,809
10 $72,658 $575,101 $4,823
15 $153,366 $735,830 $8,847
20 $258,554 $906,456 $11,926
25 $396,256 $1,087,583 $14,063

Your numbers are clear. Your plan is personalized. Now let's build your wealth.

Ready to Get Started